Terms and Conditions

INFORMATION:

These Terms, together with any and all other documents referred to herein, set out the terms under which Content, (including but not limited to Blogs, Videos, Forums and Subscriptions) is delivered and sold by Us to consumers through this Website.

Please read these Terms carefully and ensure that you understand them before using our Website or purchasing a Subscription. If you do not agree to comply with and be bound by these Terms, you will not be able to use or purchase a Subscription through our Website.

1. Information About Us

1.1 Our Website, www.stageanalysis.net, is operated by Mention Limited a company registered in England under Company Number 06414564, whose registered address is Mention Ltd, Markham House, 20 Broad Street, Wokingham, Berkshire, RG40 1AH.

1.2 Our VAT Registration No. 921531062.

1.3 We may be contacted by way of email at JavaScript is required to reveal this message.

2. General Terms

2.1 Consumers may only use our Website and purchase Subscriptions if they are at least 18 years of age.

2.2 These Terms do not apply to customers using our Website and purchasing Subscriptions in the course of business. Please contact us for further information.

2.3 Mention Limited provides general information for informative purposes only. All information provided is not a recommendation. Under no circumstances is the content of this website to be relied upon as constituting personal investment advice or construed as an agreement to sell, or any solicit of any offer to buy investments.

3. Content

3.1 We make all reasonable efforts to ensure that Content is up to date and as factual as possible, based on the research that we have available to us. We do not provide assurances as to the accuracy or completeness of the information provided.

3.2 information such as statistical data, dollar amounts, and market data is provided by the company in question and/or any related sources which we believe to be correct at the time.

3.3 Minor changes may, from time to time, be made to certain Content, for example, to reflect changes in the market, relevant laws and regulatory requirements, or to address technical or security issues. If any change is made that would affect your use of the Content, suitable information will be provided to you.

3.4 These Terms, as well as any and all Contracts, are in the English language only.

3.5 Topics and Threads available in the forum are designed for individuals to discuss issues, receive advice and share experiences related to the website, stocks, shares and investments. All discussion content within forums reflects the views of individual participants only and does not necessarily represent the views held by Us.

3.6 Users of the forum agree not to use any obscene or offensive language to place on discussion forums including any material that is: profane, inaccurate, defamatory, false, inappropriate, threatening, hateful, constitutes junk mail or unauthorised advertising, infringes on any person’s privacy, violates copyright laws, encourages conduct that would constitute a criminal offence, give rise to civil liability, or otherwise be in violation of any law or regulation. We reserve the right to remove any such content at any time without your consent.

3.7 To maintain high-quality content, We reserve the right to remove messages we assess to be inappropriate or off topic and conduct editing we identify as reasonable. Although We can delete messages, you remain solely responsible for the content of your messages, and you agree to indemnify and hold harmless the Company with respect to any claims posted in your messages.

4. Subscriptions, Pricing and Availability

4.1 We make all reasonable efforts to ensure that all Subscriptions available from Us correspond to the actual Subscription that you will receive.

4.2 We may from time to time change Our prices. Changes in price will not affect any Subscription that you have already purchased but will apply to any subsequent renewal or new Subscription. We will inform you of any change in price at least 30 days before the change is due to take effect. If you do not agree to such a change, you may cancel the Contract as described in Clause 10.

4.3 Where any updates are made to Paid Content, that Paid Content will continue to match Our description of it as provided to you before you purchased your Subscription to access the Paid Content. Please note that this does not prevent Us from enhancing the Paid Content, thereby going beyond the original description.

4.4 If We discover an error in the price or description of your Subscription after your order is processed, We will inform you immediately and make all reasonable efforts to correct the error. You may, however, have the right to cancel the Contract if this happens. If We inform you of such an error and you do wish to cancel the Contract, please refer to Clause 10.

4.5 All prices on our Website include VAT. If the VAT rate changes between your order being placed and Us taking payment, the amount of VAT payable will be automatically adjusted when taking payment.

5. Orders

5.1 Our Website will guide you through the process of purchasing a Subscription. Before completing your purchase, you will be given the opportunity to review your order and amend it. Please ensure that you have checked your order carefully before submitting it.

5.2 No part of our Website constitutes a contractual offer capable of acceptance. Your order to purchase a Subscription constitutes a contractual offer that We may, at Our sole discretion, accept. Our acceptance is indicated by Us sending you a Subscription Confirmation by email. Only once We have sent you a Subscription Confirmation will there be a legally binding Contract between Us and you.

5.3 Subscriptions are based on monthly, quarterly, and annual subscriptions.

5.4 Confirmations shall contain the following information:

5.4.1 Your Subscription ID (your email address);

5.4.2 Confirmation of the Subscription;

5.4.3 The duration of your Subscription; and

5.4.4 Confirmation of your acknowledgement that the Paid Content will be made available to you immediately and that you will lose your legal right to change your mind and cancel upon accessing the Paid Content as detailed below in sub-Clause 10.1;

5.5 In the unlikely event that We do not accept or cannot fulfil your order for any reason, We will explain why in writing. No payment will be taken under normal circumstances. If We have taken payment any such sums will be refunded to you as soon as possible and in any event within 14 days. Refunds under this Clause will be made using the same payment method that you used when purchasing your Subscription.

6. Payment

6.1 Payment for Subscriptions must always be made in advance. Your chosen payment method will be charged when we process your order and send you a Subscription Confirmation.

6.2 We accept Stripe payments on our Website.

6.3 If you do not make any payment due to Us on time, We will suspend your access to the Paid Content. For more information, please refer to Clause 7.2. If you do not make payment within 48hrs of Our reminder, We may cancel the Contract. Any outstanding sums due to Us will remain due and payable.

6.4 We reserve the right to charge a £25.00 administration fee on any payment reminders.

6.5 If you believe that We have charged you an incorrect amount, please contact Us via email as soon as reasonably possible to let us know. You will not be charged for Paid Content while availability is suspended.

7. Provision of Paid Content

7.1 In some limited circumstances, We may need to suspend the provision of Paid Content (in full or in part) for one or more of the following reasons:

7.1.1 To fix technical problems or to make necessary minor technical changes;

7.1.2 To update the Paid Content to comply with relevant changes in the law or other regulatory requirements;

7.1.3 To make more significant changes to the Paid Content.

7.2 If We need to suspend the availability of the Paid Content for any of the reasons set out in Clause 7.1. We will inform you in advance of the suspension and explain why it is necessary (unless We need to suspend availability for urgent or emergency reasons such as a dangerous problem with the Paid Content, in which case We will inform you as soon as reasonably possible after suspension).

7.3 We may suspend the provision of the Paid Content if We do not receive payment on time from you. We will inform you of the non-payment on the due date, however, if you do not make payment within 24hrs of Our notice, We may suspend the provision of the Paid Content until We have received all outstanding sums due from you. If We do suspend the provision of the Paid Content, We will inform you of the suspension.

7.4 Any refunds under this Clause will be issued to you as soon as possible, and in any event within 14 calendar days of the day on which the event triggering the refund occurs. Refunds under this Clause will be made using the same payment method that you used when purchasing your Subscription.

8. Licence

8.1 When you purchase a Subscription to access Paid Content, We will grant you a limited, non-exclusive, non-transferable, non-sublicensable licence to access and use the relevant Paid Content for personal, non-commercial purposes. The licence granted to you does not give you any rights to Our Paid Content (including any material that We may licence from third parties).

8.2 The licence granted to you under Clause 8.1 is subject to the following usage restrictions and/or permissions:

8.2.1 You may not copy, rent, sell, publish, republish, share, broadcast or otherwise transmit the Paid Content (or any part of it) or make it available to the public except as permitted under the Copyright Designs and Patents Act 1988 (Chapter 3 ‘Acts Permitted in relation to Copyright Works’).

9. Problems with the Paid Content

9.1 By law, We must provide digital content that is of satisfactory quality, fit for purpose, and as described. If any Paid Content available through your Subscription does not comply, please contact Us as soon as reasonably possible to inform Us of the problem.

9.2 If there is a problem with any Paid Content, please contact Us as per Clause 1 to inform Us of the problem.

9.3 Refunds (whether full or partial, including reductions in price) under this Clause will be issued within 14 calendar days of the day on which We agree that you are entitled to the refund. Refunds under this Clause will be made using the same payment method that you used when purchasing your Subscription.

10. Cancelling Your Subscription

10.1 As a consumer, you have a legal right to a “cooling-off” period within which you can cancel the Contract for any reason, including if you have changed your mind, and receive a refund. The period begins once We have sent you your Subscription Confirmation (i.e.when the Contract between you and Us is formed) and ends when you access the Paid Content, or 14 calendar days after the date of Our Subscription Confirmation, whichever occurs first.

10.2 After the cooling-off period, you may cancel your Subscription at any time, however subject to Clause 10.3. We cannot offer any refunds and you will continue to have access to the Paid Content for the remainder of your current Subscription (up until the renewal or expiry date, as applicable), whereupon the Contract will end.

10.3 If you purchase a Subscription by mistake (or allow your Subscription to renew by mistake), please inform Us as soon as possible and do not attempt to access any Paid Content. Provided you have not accessed any Paid Content since the start date (or renewal date, as appropriate) of the Subscription We will be able to cancel the Subscription and issue a full refund. If you have accessed any Paid Content once the Subscription has started, We will not be able to offer any refund and you will continue to have access to the Paid Content for the remainder of the Subscription (up until the renewal or expiry date, as applicable). We reserve the right to charge a £10.00 administration fee with respect to this clause.

10.4 If you wish to exercise your right to cancel under this Clause 10, you may inform Us of your cancellation by contacting us as per Clause 1.

10.5 When cancelling, please provide Us with your name, address, email address, telephone number, and Subscription ID.

10.6 Refunds under this Clause will be issued to you as soon as possible, and in any event within 14 calendar days of the day on which you inform Us that you wish to cancel. Refunds under this Clause will be made using the same payment method that you used when purchasing your Subscription.

11. Our Liability

11.1 Mention Limited and all associated personnel including but not limited to Directors, Shareholders, Employees and agents are not investment, financial, tax, or legal advisers or a broker-dealers and do not purport to provide personalised investment, financial, tax, or legal advice in any form. Neither the Company nor any associated personnel assumes responsibility or liability for your trading and investment results.

11.2 You understand and acknowledge that there is a very high degree of risk of financial loss involved in trading securities and that you alone are responsible for your own trading and investment decisions and results. You understand that anything posted on our Website is not personalised advice to You. We recommend you seek your own independent financial advisor before trading or acting upon any information.

11.3 Mention Limited is not responsible for any losses incurred or trades made on any of our Content, Blogs, Forums and Subscriptions or by any member as a result of any advice, courses, coaching, mentoring services, or any form of circulated media, email, video, or correspondence whatsoever from Mention Limited. Members are advised to trade at their own risk and to consult a licensed professional for any and all investment or trading advice.

11.4 Our Paid Content is intended for non-commercial use only. We make no warranty or representation that the Paid Content is fit for commercial, business or industrial use of any kind. We will not be liable to you for any loss of profit, loss of business, interruption to business, or for any loss of business opportunity.

11.5 Nothing in these Terms seeks to limit or exclude Our liability for death or personal injury caused by Our negligence (including that of Our shareholder, employees or agents; or for fraud or fraudulent misrepresentation.

12. Complaints and Feedback

12.1 We always welcome feedback from Our customers and, whilst We always use all reasonable endeavours to ensure that your experience as a customer of Ours is a positive one, We nevertheless want to hear from you if you have any cause for complaint.

12.2 If you wish to complain about any aspect of your dealings with Us, please contact Us as per Clause 1.

13. How We Use Your Personal Information (Data Protection)

We will only use your personal information as set out in Our Privacy Policy and Cookie Policy and Cookie Policy which can be found on our Website.

14. Other Important Terms

Assigning

14.1 We may transfer (assign) Our obligations and rights under these Terms to a third party (this may happen, for example, if We sell Our business). If this occurs, you will be informed by Us in writing. Your rights under these Terms will not be affected and Our obligations under these will be transferred to the third party who will remain bound by them.

14.2 You may not transfer (assign) your obligations and rights under these Terms without Our express written permission.

Third Party Rights

14.3 The Contract is between you and Us. It is not intended to benefit any other person or third party in any way and no such person or party will be entitled to enforce any provision of these Terms.

Severance

14.4 If any of the provisions of these Terms are found to be unlawful, invalid, or otherwise unenforceable by any court or other authority, that/those provision(s) shall be deemed severed from the remainder of these Terms. The remainder of these Terms shall continue to be valid and enforceable.

No Waiver

14.5 No failure or delay by Us in exercising any of Our rights under these Terms means that We have waived that right, and no waiver by Us of a breach of any provision of these Terms means that We will waive any subsequent breach of the same or any other provision.

Variation

14.6 We may revise these Terms from time to time in response to changes in relevant laws and other regulatory requirements. If We change these Terms as they relate to your Subscription, We will give you reasonable advance notice of the changes and provide details of how to cancel if you are not happy with them.

15. Law and Jurisdiction

15.1 These Terms and the relationship between you and Us (whether contractual or otherwise) shall be governed by and construed in accordance with the law of England & Wales.

15.2 If you are a consumer, any dispute, controversy, proceedings or claim between you and Us relating to these Terms, or the relationship between you and Us (whether contractual or otherwise) shall be subject to the jurisdiction of the courts of England, and Wales.

Schedule 1 - Definitions and Interpretation

In these Terms, unless the context otherwise requires, the following expressions have the following meanings:

“Contract” “Content”	means a contract for the purchase of a Subscription to access Paid Content; means Content that is freely available on our Website without being a Subscriber;
“Paid Content”	means the digital content sold by Us through our Website;
“Subscription”	means a subscription to our Website providing access to Paid Content;
“Subscription Confirmation”	means our email acceptance and confirmation of your purchase of a Subscription;
“Subscription ID”	means the email address used for your Subscription; and
“We/Us/Our/the Company”	Means Mention Limited trading as Stage Analysis.